Newsletter

Avalar San Diego's Real Estate Newsletter

April 1, 2010 By Avalar San Diego 1 Comment

NEWS FROM YOUR REAL ESTATE & LOAN CONSULTANT FOR LIFEVISIT US AT WWW.TEAM GREGORY.COM

INSIDE THIS ISSUE
• Don’t Buy A “Flood Car”
• The Mighty, Majestic Redwood
• Let’s Recycle Large Appliances
• How To Avoid “Blackberry Thumb”
• Step Back From Conflict
• Take Time For Poetry
• Learn The New Jargon Now
• How To Exercise Your Brain
• Do We Over-Share?
• Play Ball!
ARE YOUR COLLEAGUES INTERESTED IN WORLD-CLASS SERVICE?
SEE FLYER INSIDE!
Team Gregory’s Home News
News To Help You Save Time And Money April 2010
“Crunch, Crunch” or “Knock, Knock”?
Crunch. Crunch. That was the sound of Joe Markham’s problem. The three-year-old German Shepherd he’d adopted, Fritz, loved to chew rocks. So much, in fact, that his teeth were one-third their normal size.

In every other way, Fritz was a wonderful and loving companion. But Markham knew the dog’s one bad habit was endangering his health. So Markham, a partner in a motorcycle/auto repair shop, encouraged Fritz to try softer substitutes: radiator hoses and motorcycle tires. But the dog didn’t favor either of these items enough for it to become a rock replacement.

One day, Fritz stretched under a workbench, pulled out a part from a car, trotted over to Markham, and dropped the part on Markham’s foot. With this rubber-knobbed gizmo it was love at first bite. Fritz forgot his beloved rocks. His new obsession had customers asking what kind of toy was making the dog so joyful.

That’s when Markham speculated that if his dog loved this type of rubber so much, other dogs would, too. And so began a long journey of prototypes, rejections, manufacturing woes, ridicule, and late-night commercial slots. But Markham persevered because he knew his real customers – the furry, four-legged ones – would prove him right.

Today Markham’s toy, the KONG, has sold 50+ million worldwide, and according to the company’s Web site, “Millions and millions of dogs have confirmed that KONG is the world’s best dog toy!”

Is that “crunch, crunch” of a problem really the “knock, knock” of opportunity?

Fred & Linda Gregory

Free Reports!
 How to Sell Your House For the Most Money In the Shortest Possible Time

Free Information!
 What did that house across the street sell for?

Free Subscription to
Our Newsletter!

See page seven
for all this and more.
Don’t Buy a “Flood Car”
Car experts say that, when an area of the country suffers heavy flooding, unscrupulous dealers rush in and buy flood-damaged vehicles in salvage yards, then they clean them up and resell them. It’s a dangerous and dishonest practice because vehicles exposed to rising water often have malfunctioning brakes and computer systems. Here are some pointers on how to spot a flood car:

• It will have a musty smell.

• There will be rust underneath the dashboard or on the interior trunk or hood hinges.

• You’ll see water stains on the upholstery or mismatched upholstery (signaling that the stained portions were replaced).

• It will have condensation or water droplets inside the interior light fixtures.

The Mighty, Majestic Redwood
In 1963, the National Geographic Society recorded the tallest of all known trees, a majestic California redwood that stood 367.8 feet. These trees’ longevity may be partly due to the fact that redwoods are not vulnerable to disease or insects, and their one-foot-thick bark often protects them from fires. Even if one is burned or cut down, a redwood is capable of sprouting a new tree from a burl at the base of its trunk. Redwoods have been known to live for as long as 2,500 years, but the average span is 500 to 700 years. Typically, the trees, which have shallow root systems, are blown down by strong winds.

The Spanish called them “palo colorado” or “red trees” after their reddish bark. Early settlers kept their poultry in burnt-out redwoods – the diameter of which could reach 20 feet – and called such trees “goose pens.” The first railroads in California were laid on redwood ties, and today California wines are kept in redwood vats to preserve the flavor of the grapes. Learn more about these fascinating giants and the Redwood National and State Parks at http://www.nps.gov/redw/index.htm.
Let’s Recycle Large Appliances
Did you know that about 95 percent of a refrigerator can be salvaged or recycled? Here’s a list of materials that can be saved in a typical large appliance:

Steel; glass shelves; liners (plastic); copper and aluminum components; polyurethane foam insulation; compressor oil; and CFC refrigerants.

Clients of the Month
Congratulations to our Clients of the Month:

Chris & Beth Kocab
Andrew & Debbie K
&
Ron & Arlene Dixon
Steve & Fran Greene
(for referring clients to us)

Call us to find out how you can become
Client of The Month!

How to Avoid “Blackberry Thumb”
The American Society of Hand Therapists (ASHT) recently warned owners of personal digital assistants – such as Blackberries, iPods, and Sidekicks – of the danger of developing carpal tunnel syndrome, tendonitis, or other hand, wrist, and arm ailments. “Handheld electronics may require prolonged grips, repetitive motion on small buttons, and awkward wrist movements,” says Donna Breger-Stanton, ASHT president. “These devices are immensely popular, and they’re getting smaller with even more features which encourages extended use. Most of the population could suffer hand ailments unless they learn to take preventive measures.” Her suggestions:

• Don’t bend your wrist in either direction when holding the device. Grip it loosely and hold it straight in your hand.

• Take a break every hour.

• If possible, place pillows in your lap on which to rest your arms.

• Switch hands frequently to reduce fatigue.

• Watch your posture. “People may strain their elbows and wrists by leaning or slouching for a long period while working on these devices,” Breger-Stanton says.
Step Back
From Conflict
What happens when someone “pushes your buttons”? Do you instinctively push back? That may do more harm than good.
Whether you’re with family, friends or coworkers, it’s sometimes best to back away from conflict, at least until you can resolve it calmly and rationally. Here are three guidelines to keeping your cool:

Recognize your automatic responses. When someone gets under your skin, irritates you, or flat-out infuriates you, what goes through your head? Pay attention to your thoughts and emotions. Resolve not to lose control over your words and actions.

Think about the end result. Explore the consequences of your reaction to conflict in the past. Did you regret what you said or did? Was the stress of acting out your anger – or holding it in – really worth it? Should you act this way again?

See An Interesting Home? No need to wonder about the price. No need to call a high-pressure sales agent who will just make you feel obligated. Our computers can send you the information quickly and easily for any house, listed or sold, anywhere in town.
Just ask us! It’s all part of our free, no-obligation
HomeFinder Service.
Leave the address on our voicemail, anytime, 24 hours a day, and we’ll fax, mail or email all the information on that listing within 24 hours.
Stop before you react. The next time your automatic responses start playing in your head, imagine yourself hitting the stop button on a recorder. This can allow you to think more clearly about what’s really happening. Then you can move calmly ahead toward a solution that works for both of you.
Take Time for Poetry

Let us introduce you to our Professionals of the Month:
***David Petri***
Exclusive Agent Allstate Insurance Company

Competitive Rates, Competent Support Staff, Honest advice, Superb Customer Support, The kind of service you will be impressed with!!!

DPetri@allstate.com
619-596-9451
Toll free 1-866-451-9451
>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>
***Mark Himmel***
Gold & Diamond Jeweler Extraordinaire
Wholesale Diamonds, Italian Gold and Recreated Jewelry using your old Gold @ incredible prices

Call Mark Himmel@
619-287-Gold (4653)

Are you a fan of poetry? If your response is, “I don’t know much about it…” then this is the month for you. April is National Poetry Month in the U.S. and Canada, when publishers, booksellers, literary organizations, libraries, schools and the poets themselves band together to celebrate poetry and its vital place in our culture.

From Shakespeare to Silverstein, from Angelou to Austin, there’s such breadth, depth and variety in poetry that there really is something for everyone to enjoy and appreciate. Learn more about National Poetry Month at www.poets.org and www.poets.ca.
Learn the New Jargon Now
Some of the most creative thinking in the workplace comes from the desire to avoid saying what we really mean. Check out these innovative euphemisms for typical workplace antics:

Blamestorm: A discussion centered around finding an excuse – or a scapegoat – for failure.

Data transport system: A briefcase.

Ohnosecond: The fraction of a moment between hitting “send” and realizing you’ve just sent an embarrassing email to everyone in your organization.

Percussive maintenance: Hitting a computer or other electronic device in an attempt to get it to work.

Presenteeism: The opposite of absenteeism; an obsession with being visible at work regardless of how productive you are.

Run it up the flagpole: Hoping someone with real authority will give you permission to do something if you ask politely.

Stress puppy: Someone who thrives on pressure.

Vulcan nerve pinch: The awkward hand stretch needed to reach all the keys necessary for certain computer commands.

Xerox subsidy: Using the office photocopier for personal reasons.

NEWS FLASH & UPDATE
Since last month we have responded to 100’s of questions on foreclosures, written offers for 6 Short Sales, closed 2 Short Sales,1 Bank Owned property, 1 traditional sale, made contact with 2 probate sellers and logged in and started loan modifications for 9 home owners. This is the trend in real estate right now.
Our Loan Modification division can successfully negotiate a reduction in your monthly mortgage payment if you qualify. There is no up front fee and they only charge one month’s PITI when the bank approves the modification. Our Division is actively recruiting 2 new introducers who get paid to refer new loan modification clients to
National Home Savers Pro. www.Nationalhsp.com
Call Team Gregory to get details

Play Ball!
It’s time to play ball! As a salute to the start of baseball season, here are some quotations to remind us why we love this game:

A critic once characterized baseball as six minutes of action crammed into two-and-one-half hours. – Ray Fitzgerald, 1970

A baseball game is simply a nervous breakdown divided into nine innings. – Earl Wilson

I don’t want to play golf. When I hit a ball, I want someone else to go chase it. – Roger Hornsby

Baseball is almost the only orderly thing in a very unorderly world. If you get three strikes, even the best lawyer in the world can’t get you off. – Bill Veeck

We Can’t Promise
A Million Dollar Bonus…
But We Can Make You A Hero By Saving Your Friends Money!
Recently much was made about the AIG bailout, the bonuses paid to executives who drove the company into the ground, and the Country demanding the bonuses be paid back.

Rightfully so, people shouldn’t given million dollar bonuses, on top of their regular compensation, for running an unprofitable company. (That’s just economics 101).

However, we are not here to talk about economic problems. We are confident that America is resilient and this will eventually pass. But, in the mean time, we know that everyone is watching their budget more carefully. Everyone is worried about their home equity, saving their home, getting their home loan modified, refinancing or taking advantage of the market conditions to purchase
Here’s How We Can Make You A Hero!

Well — maybe we can’t make you a super hero with special powers, but if you send your friends and family our way, we promise to treat them like gold, help them out as much as possible, and NEVER make you regret referring to me. By the time we get done helping them, they’ll be thanking you for sending them over!

It means a great deal to us that you trust Team Gregory with your friends and family. Our business grows almost exclusively from our best clients sending referrals over.

The last thing we will ever do is treat them with anything but the utmost respect and graciousness.

Even just referring 1 friend or neighbor is great. In fact, 9 out of every 10 of our clients are happy, willing and do refer their friends and family to us.

It’s Not Hard

Just keep us in mind, during your conversations with friends, family, neighbors and co workers, if the topic of Selling Real Estate, Buying Real Estate, Short Sales, Bank Foreclosures or Loan Modifications comes up just speed dial our Cell Phone Number 619-838-0517 and give the phone to your friend and we will answer all of their questions. Or you can drop us an email and we’ll get in touch with them. Whatever works for you.

We promise we’ll take great care of them. (We’ll be sure to make you look good too!)

Team Gregory’s Home News
Free Information Request Form

Please complete the box below and place check marks next to the free reports and information you’d like to receive.
Fax this form to 619-825-8909 or mail it to:
Team Gregory Avalar San Diego 7777 Alvarado Rd Suite 410 La Mesa Ca, 91941
or just call me at 619-825-8900
www.AvalarSan Diego.com email: Info@AvalarSanDiego.com
Name: Phone:
Address: Email:
City: __________________State/Province: _____________ Zip/Postal: _____________ Fax:
Please send me the requested free information selected below via (__) Mail (__) Fax (__) Email.
Free Reports
(__) Protect Your Home From Burglars
(__) Five Deadly Mistakes Home Sellers Make
(__) Making the Move Easy On the Kids
(__) How Sellers Price Their Homes
(__) How to Stop Wasting Money on Rent
(__) How to Sell Your House For the Most Money In the Shortest Possible Time
(__) The 10 Dumbest Mistakes Smart People Make When Buying or Selling a Home

Free Information
(__) Send me information about your free, no-obligation HomeFinder/HomeLoanFinder service.
(__) Send me the special computer report showing the features and sale prices of up to 15 of the most recent home sales near the following address:
___________________________________________, City: ______________________________ or in

the ____________________________________________ area.
(__) Please let me know the listing price and features of the home at the following address:
_____________________________________________________________________.
(__) Please let me know the selling price of the home at the following address: _____________________________________________________________________.
(__) Please call me to arrange a free, no-obligation market valuation on my house.

Do you have a family member or friend who would enjoy a free subscription to Team Gregory’s Home News. Just provide us with their contact information, and we’ll add them to our mailing list.
Name:
Address:
City: ___________________________State/Province: _________________ Zip/Postal:

This newsletter is intended for entertainment purposes only. Credit is given to the authors of various articles that are reprinted when the original author is known. Any omission of credit to an author is purely unintentional and should not be construed as plagiarism or literary theft.

Copyright 2010 Team Gregory Inc.. This information is solely advisory, and should not be substituted for medical, legal, financial or tax advice. Any and all decisions and actions must be done through the advice and counsel of a qualified physician, attorney, financial advisor and/or CPA. We cannot be held responsible for actions you may take without proper medical, financial, legal or tax advice.

Team Gregory's Home Newsletter for San Diego Real Estate

February 24, 2010 By Avalar San Diego 1 Comment

NEWS FROM YOUR REAL ESTATE & MORTGAGE CONSULTANTS FOR LIFE
VISIT US AT WWW.AVALARSANDIEGO.COM
INSIDE THIS ISSUE
• Don’t Trash Those Batteries
• Non-Stick Pans May Pose A Risk
• Does This Add Up?
• Directions For A New Direction
• If You Don’t – Or Can’t – Retire
• Pun Intended!
• Avoid Infection At The Doctor’s Office
• Six Steps For $aving
• Have Some Halakahiki!
ARE YOUR COLLEAGUES INTERESTED IN WORLD-CLASS SERVICE?
SEE FLYER INSIDE!
Team Gregory’s Home NewsNews To Help You Save Time And Money March 2010
The Tortoise and the Hare – Updated
Remember the old story about the tortoise and the hare? The tortoise and the hare had an argument about who was faster. They decided to settle the argument with a race. They agreed on a route, began the race, and the hare shot ahead and ran briskly for some time. Then, seeing that he was far ahead of the tortoise, he decided to sit under a tree and relax before continuing the race. He sat – and soon fell asleep. The tortoise kept plodding along, overtook the hare and finished the race, emerging as the winner.

Here’s where the story gets updated: The hare was disappointed at losing and he did some soul-searching. He realized that he’d lost the race because he’d been overconfident and careless. So he challenged the tortoise to another race. The tortoise agreed. This time, the hare ran without stopping from start to finish.

Now the tortoise did some thinking, and realized there was no way he could beat the hare in a race as it was currently formatted. He thought for awhile, and then challenged the hare to another race, but on a slightly different route. The hare agreed. They started off, the hare running at top speed until he came to a broad river, with the finish line 10 yards on the other side. As the hare sat there wondering what to do, the tortoise plodded up to the riverbank, slid into the water, swam to the opposite bank, and continued across the finish line.

That’s when the hare and the tortoise realized that the last race could have been run much better – if they ran as a team. They started off again, and this time the hare carried the tortoise till they reached the river. Then, the tortoise swam across with the hare on his back. On the opposite side, the hare again carried the tortoise and they reached the finish line together.
News Flash

Question: What do I do if I want to stay in my property but I cannot afford the Monthly house Payment?

Answer: Call Fred & Linda Gregory

Why? Because Avalar San Diego now offers loan modifications for our clients.

***No Up-Front Fee
***Do not have to be behind on payments
***Let us help you lower your payments and keep your home.
***If you cannot stay in your home then we can help you sell in a “Short Sale”
Call us for details .

Team work makes the dream work!

Fred & Linda Gregory

Don’t Trash
Those Batteries
You probably don’t even think about it. You’re replacing the battery in a flashlight, hearing aid, lap top, smoke detector or toy, and you toss the old battery in the trash. You’re not alone: The average person owns 12 batteries and throws out about eight per year.

Batteries – so necessary to our lives, so nasty to the environment – can contain heavy metals such as mercury, lead, cadmium and nickel, which, when improperly disposed of, can contaminate our land, air and water. Rechargeable batteries result in a longer life span and use of fewer batteries, but they also may contain heavy metals that can hurt the environment.

Guidelines for safely disposing of batteries vary depending on the type of battery and where you live. Some hardware stores, drug stores, and electronics retailers now act as collection points for batteries. Your area’s recycling center and hazardous and/or e-waste collection department should have information, as do Web sites such as earth911.com, www.canadianenvironmental.com, and call2recycle.org.

Free Reports!
 How to Sell Your House for the Most Money In the Shortest Possible Time

Free Information!
 What did that house across the street sell for?

Free Subscription to
our Newsletter!

See page seven
for all this and more.
A little research now will pay off big time for our planet!
Non-Stick Pans
May Pose a Risk
We love our non-stick cookware – so easy to clean! But did you know that non-stick cookware coated with polytetrafluoroethylene (PTFE) may cause respiratory conditions?

When these pans are heated to very high temperatures (518 degrees or higher) – or even normal temperatures if the pans are scratched or damaged – the chemical coating can break down and emit hazardous fumes. In humans and cats and dogs, exposure can cause flu-like symptoms. For pet birds, it’s often fatal. Here are some steps to consider:
WELCOME NEW CLIENTS
Here are some of the new clients who became members of our “Real Estate & Loan Family” this past month. We’d like to welcome you and wish you all the best!

Ashley Tanner (referred by Leslie Song)

Jack & Nan Barrient (referred by Fred’s barber)

We love giving recognition to our new friends and our wonderful existing clients who are kind enough to refer their friends, family and neighbors to us.

• If you have non-stick drip pans under the stove burners, dispose of them. They can reach dangerously high temperatures during normal use because of their close proximity to the heating element.

• Don’t boil water in a PTFE-coated pan.

• Don’t leave the kitchen when a PTFE-coated pan is in use.

• Cook at low or medium heat when using non-stick pans.

• Use a food thermometer to determine the temperature to which your PTFE-coated appliances (deep fryers, waffle makers) rise. If it exceeds 518 degrees, dispose of the appliances.

• Make sure your kitchen is properly ventilated, preferably with a stove hood that vents outdoors.

• Don’t keep your pet bird in or near the kitchen.
Does This Add Up?
The earliest adding machine was a simple counting board, used many thousands of years ago. Its successor, the abacus – a frame that holds rods with sliding beads – was developed in China around the year 900. In 1642, when he was only 19, the French scientist and philosopher Blaise Pascal invented an adding machine to help his father with his tax collecting. Pascal’s device was a wooden box with 16 dials that allowed rapid addition and subtraction.

The first electronic desktop calculator was made by the Bell Punch Co. of Uxbridge, England, in 1961. It was called the “Anita,” an acronym for “A New Inspiration To Arithmetic.” Unlike our handy pocket calculators, Anita used vacuum tubes, weighed more than 30 pounds, was the size of a cash register, and cost $1,000!
Directions For A New Direction
Are you in a rut? Do you need to make a change – but you don’t know how to start? You don’t have to completely overhaul your life. Try some of these exercises to stretch your perspective a little:

Client Of The Month
Congratulations to our Client Of The Month,

Christopher Evans

Call me to find out how you can become
Client Of The Month!
Talk to one new person every day.

Eat something that you’ve never tried before.

Read a random page from an encyclopedia (or Wikipedia).

Pick an object in your office or home, and think up a completely different use for it.

Commit to telling the truth for one full day (without being rude).

Perform a random act of kindness for a stranger.

Go to a museum and spend some time looking at a piece of art you’ve never examined before.

Learn a magic trick.
If You Don’t – Or Can’t – Retire
The traditional concept of whiling away your retirement days playing golf just doesn’t appeal to lots of people anymore – or it isn’t an option in this economy. If you’re looking for a new career instead of retiring, be prepared:

• Update your technical skills. The rapid pace of technological change may require that you get additional training for the career you’re thinking of pursuing. Check out your options with government, nonprofit, and corporate technology training programs.

On January 1 2010 we opened our new corporate office at the Allied Plaza professional Building

New Address:

Avalar San Diego
Real Estate & Loans
7777 Alvarado Road Suite 410
La Mesa Ca. 91941
619-825-8900
• Evaluate your talents and values. Talk to people you know well, both professionally and personally, and find out what they think your strengths are. Have a good handle on your talents and values so your new career matches them.

• Do a little research. If a particular career appeals to you, investigate it. Talk to people already in the field, and find out what they like and don’t like about their work.

• Don’t ignore the financial implications of the new career. Make sure it will provide the income you need.

• Enjoy the work. Do something you love, and let yourself enjoy it. If, for example, you tended to be a workaholic in your former career, don’t let yourself make the same mistake in your new pursuit.
See An
Interesting Home?
No need to wonder about the price. No need to call a high-pressure sales agent who will just make you feel obligated. Our computers can send you the information quickly and easily for any house, listed or sold, anywhere in town.
Just ask us! It’s all part of our free, no-obligation
Home Finder Service.
Leave the address on our voicemail, anytime, 24 hours a day, and We’ll fax, mail or email all the information on that listing within 24 hours.
Pun Intended!
The dictionary defines “pun” as a “humorous play on words.” See if you think these qualify:

A vulture boards an airplane, carrying two dead raccoons. The flight attendant looks at him and says, “I’m sorry, sir, only one carrion allowed per passenger.”

Two Eskimos sitting in a kayak were chilly, so they lit a fire in the craft. Unsurprisingly it sank, proving once again that you can’t have your kayak and heat it, too.

A hungry traveler stops at a monastery and is taken to the kitchens. A brother is frying chips. “Are you the friar?” the traveler asked. “No, I’m the chip monk,” he replied.

Two hydrogen atoms meet. One says, “I’ve lost my electron.” The other says, “Are you sure?” The first replies, “Yes, I’m positive.”

Then there was the man who entered a local paper’s pun contest. He sent in 10 different puns, in the hope that at least one of the puns would win. Unfortunately, no pun in 10 did.
Avoid Infection at the Doctor’s Office
Health specialists say it’s not uncommon for healthy people to visit the doctor for a routine checkup and then come down with a cold or some other bug. One reason: Sick people visit the waiting room and bring their germs with them.

To lower your exposure to infection, bring your own reading material – or toys, if you’re going to the pediatrician. Sit on vinyl, plastic, or metal chairs rather than upholstered furniture, which can’t be cleaned as often. If possible, schedule appointments first thing in the morning or right after the office’s lunch break to minimize the time you spend in the waiting room.
Six Steps For $aving
Trying to save money? Here are some simple ideas for adding some heft to your overall financial profile:

Pay down your mortgage. You can save more than $63,000 on a 30-year, $200,000 mortgage by paying just $100 more a month.

Save 10 percent. Put aside 10 percent of your income for long-term investments and retirement savings before paying any bills.

Track your expenses. Record every dollar you spend for at least one week. You’ll get a clearer idea of where the money goes and what you can cut back on.

Energize your house. Look for ways to make your house more energy efficient. You’ll save on heating and cooling costs and also help the environment.

Stay home. Resist the temptation to eat out. Cook more meals at home. Instead of going to the movies, rent a video, read a book, or a play a game with your family.

Don’t rely on credit cards. Credit card debt can eat up your savings and your future. Start reducing your debt, and don’t buy anything on credit if you don’t have the money to pay the bill off promptly.

Get a Loan Modification Completed Banks are now very motivated to modify their inventory of home & commercial loans. We can assist you here.

OUTSTANDING SERVICE REFERRAL OF THE MONTH:
*
DOMINION FINANCIAL GROUP
Life, Health & Disability
Insurance
Quality Service and Honest Advice
Call Andy Kimari
619-644-3545
Ca. Lic. #0681525

March Is…
March 1: Peanut Butter Lover’s Day
March 6: Dentist’s Day
March 14: Daylight Saving Time Begins
March 15: Call Team Gregory with a Loan Modification Day
March 17: St. Patrick’s Day
March 20: Spring Begins

TEAM GREGORY’S HOME NEWS
Free Information Request Form
Please complete the box below and place check marks next to the free reports and information you’d like to receive.
Fax this form to 619-825-8909 or mail it to:
Team Gregory 7777 Alvarado Rd. Suite 410 La Mesa Ca. 91941 or just call us at 619 825-8900 www.AvalarSanDiego.com email: info@AvalarSanDiego.com

Name: Phone:
Address: Email:
City: __________________State/Province: _____________ Zip/Postal: _____________ Fax:
Please send me the requested free information selected below via (__) Mail (__) Fax (__) Email.
Free Reports
(__) Protect Your Home From Burglars
(__) Five Deadly Mistakes Home Sellers Make
(__) Making the Move Easy On the Kids
(__) How Sellers Price Their Homes
(__) How to Stop Wasting Money on Rent
(__) How to Sell Your House For the Most Money In the Shortest Possible Time
(__) The 10 Dumbest Mistakes Smart People Make When Buying or Selling a Home

Do you have a family member or friend who would enjoy a free subscription to Team Gregory’s home News? Just provide us with their contact information, and We’ll add them to our mailing list.
Name:
Address:
City: ___________________________State/Province: _________________ Zip/Postal:

Have Some Halakahiki!
In the mood for some pineapple, or halakahiki, as they say in Hawaii?

Interestingly, pineapples aren’t native to Hawaii – but rather to Brazil and Paraguay. How they came to Hawaii depends on which story you believe: Pineapples were brought back to Spain by Christopher Columbus, then introduced by the Spanish to the Hawaiian Islands; or, pineapples came from South America on a ship carrying the fruit as cargo that crashed off the shores of the Big Island in 1572; or, pineapples were brought to Hawaii by Captain James Cook in the 1770s!

Whichever story you choose to believe, here’s one you can believe: Fresh pineapple is low in calories, has no cholesterol, and is a good source of vitamins C, B1 and B6, plus calcium, manganese, copper, and dietary fiber.

Pineapples won’t ripen after they’re picked, so it’s important to select a fruit that’s ripe when you buy it. Hormel Foods Corp. offers these tips on how to tell if a pineapple is ready to enjoy:

• The base of the pineapple should have a fresh, sweet smell.
• It should be heavy for its size.
• If you can easily pull out one of the bottom leaves from the plume, the pineapple is ripe.

A cut pineapple can be stored in an airtight container in the refrigerator for up to three days.

Copyright 2010 Team Gregory inc.. This information is solely advisory, and should not be substituted for medical, legal, financial or tax advice. Any and all decisions and actions must be done through the advice and counsel of a qualified physician, attorney, financial advisor and/or CPA. We cannot be held responsible for actions you may take without proper medical, financial, legal or tax advice.

Team Gregory’s Home News
Avalar San Diego
Real Estate & Loans
7777 Alvarado Rd Suite 410
La Mesa Ca. 91941
Ca. Lic. # 01270959

Filed Under: Newsletter, TeamGregory's and Avalar San Diego Newsletter Tagged With: Team Gregory's Newsletter

November 12, 2009 By Avalar San Diego Leave a Comment

Team Gregory and Avalar San Diego’s Newsletter

News To Help You Save Time And Money November 2009

He Never Gave Up

In 1955 Harland Sanders was 65 years old and virtually broke. Fortunately, he possessed two things: a car, and a recipe for chicken. He took his recipe on the road to sell to restaurants, and the rest, as they say, is history.

Harland “Colonel” Sanders was the founder of Kentucky Fried Chicken, and now KFC restaurants serve more than 12 million customers every day in 109 countries and territories around the world. Colonel Sanders is proof that it’s never too late to decide to never give up.

Let’s celebrate that it’s never too late!

Fred & Linda Gregory

Help Yourself by Helping Others

When the difficulties of life are getting you down, often a way to work your way out of the dumps is to perform a personal act of power that benefits someone else. What’s a “personal act of power”? An action that’s within your control, such as:

Holding a door open for someone.

Smiling.

Offering kind words and encouragement to those who need them.

Listening to someone without interrupting him or her.

Picking up the phone and dialing when your intuition tells you to call someone.

Forgiving others and yourself for imperfections.

Cooking a meal for a friend.

tax Credit news

Team Gregory thanks you all for your inquiries regarding the Extended $8,000 Tax Credit for the first time home buyers as well as the exciting New $6,500 Tax Credit for existing home owners to assist them in their new home move (up or down in value).

Now is the time for that move you have been putting off!

Contact us today for details on this new tax credit. We can help you take advantage of the tax credit offer and to plan the timing of the sale of your existing home and the purchase of the new home.

We look forward to assisting you.

Offering a compliment to someone.

Stopping – when you catch yourself starting to judge someone.

Remembering that things can change in a moment.

Focusing on the present and what you can do for someone else right now, not sometime in the distant future.

Remembering that everything you do, think, or say matters.

How To
Learn New Skills

The Holidays are just around the corner!!

Are you ready for all of the family and activities?

Team Gregory wishes each and every one of you the happiest of Thanksgivings and the December holidays that are fast approaching.

It is a time to give thanks for all of our blessings and gifts. All of you are definitely a part of this.

Happy thanksgiving!!

Acquiring a new skill is a journey. Follow these steps to ensure that you’re headed in the right direction:

Start with the basics. We often jump past the fundamentals to speed up the learning process. To find the right road, begin with material that explains how and where to get started.

Break down the tasks. The distance ahead can seem overwhelming at first. Cut down your journey into manageable segments to avoid growing frustrated.

Become an expert at each segment. Don’t move on to the next step until you’ve tested your knowledge. Try to get the same measurable results over and over before you move on.

Let go of the past. As we get older, it can get harder to pick up new skills, sometimes because of fears or bad habits. When you’re learning something new, train your mind to let go of preconceived ideas that will slow your progress.

Ask for directions. The key to understanding is to ask questions. Consult with experts who can guide you toward your destination. Develop some test questions for yourself as a way to really confirm your understanding of the material, and also to retain the information better.

Let’s Use Less Stuff

It should come as no surprise that between Thanksgiving and New Year’s Day, our excessiveness hits an annual high, especially where waste is concerned: We throw out 25 percent more garbage than we do the rest of the year. That’s a million extra tons of garbage per week.

So this year consider some of the ideas below provided by The ULS (Use Less Stuff) Report. Your planet will thank you!

If every family saved and reused just two feet of ribbon per year, enough ribbon would be saved to tie a bow around the entire planet. When unwrapping gifts, poke two holes in a paper plate and feed the ribbons through so they’re easy to find and reuse later.

Do You Want To Find Other Local Businesses That Give Outstanding Customer Service?

Call us and just request a referral to professionals or businesses that provide outstanding customer service that you deserve.

The more than two billion holiday cards sold in the United States each year could fill a football field 10 stories high. If each family cut back by one card (not that The ULS Report advocates “scrooginess”), they’d save 50,000 cubic yards of paper. At least try using recycled paper products, and consider sending e-cards when appropriate.

If each of us throws away just one tablespoon of mashed potatoes, it adds 16 million pounds of waste to landfills. If that’s unimaginable in your family, think of it this way: One discarded spoonful of cranberry sauce amounts to over 14 million pounds. Make only as much as you need, then store any leftovers in airtight containers and be sure to use them.

Reduce the number of bags thrown out by carrying your own, whether you’re shopping for gifts or groceries.

The ULS Report has more useful tips on its Web site at http://use-less-stuff.com.

Can More Sleep Help
Eliminate Childhood Obesity?

Researchers have found that getting less sleep could increase your child’s risk of becoming overweight or obese. In fact, for each additional hour of sleep children get, their risk for obesity drops by nine percent. The researchers found that children with the shortest sleep time had a 92 percent higher risk of being overweight or obese when compared with children who experienced longer sleep durations. Short sleep durations were categorized as follows:

Children younger than five – less than nine hours per day.

Client of the Month

Congratulations to our Client of the Month,

Jeff & Jen Williams

Who finally got their Short Sale purchase approved!!

Call us to find out how you can become
Client of the Month!

Children ages five to 10 – less than eight hours per day.

Children older than 10 – less than seven hours per day

Previous research has recommended the following daily sleep times for children:

Younger than five – 11 hours or more per day.

Five to 10 – 10 hours or more per day.

Older than 10 – nine hours or more per day.

Lest We Forget

You probably know that Veterans Day in the U.S. and Remembrance Day in Canada are observed on November 11. This is a day to honor our veterans for their patriotism, love of country, and willingness to serve and sacrifice.

But do you know why this date was chosen?

The major hostilities of World War I were formally ended at the 11^th hour of the 11^th day of the 11^th month of 1918 with the German signing of the Armistice. World War I – known at the time as “The Great War” and “The War to End All Wars” – had raged across Europe, Africa, and the Middle East from 1914 to 1918, with a death toll estimated as high as 15 million people.

The red poppy that you’ll see veterans wearing on November 11 is a symbol of remembrance inspired by the most famous poem of the war, In Flanders Fields by Canadian Lt. Col. John McCrae. The sale of manmade versions of these red poppies benefits veterans, their families and dependents.

Waiter, Please…

A guest of a resort hotel in a tourist area walked into the dining room where breakfast was being served. Shortly after the guest sat down a waiter arrived to take his order.

“I would like two eggs, over easy, one with the yolk overcooked and rubbery and the other undercooked with the yolk broken and running out on the plate. I would also like some sausage that has been grilled and set out on the plate to get cold, burnt toast that has also grown cold so that it crunches and crumbles into nothing at the first bite, butter that has been in the freezer so that it’s impossible to spread, and a pot of coffee that is lukewarm and very weak.”

The waiter busily scratched down the guest’s order and said, “This is a very complicated order, sir. It might be difficult to deliver it exactly as you have requested.”

The guest replied, “But I had that exact breakfast here yesterday!”

Get Read –
Get Results

See An
Interesting Home?

No need to wonder about the price. No need to call a high-pressure sales agent who will just make you feel obligated. Team Gregory’s computers can send you the information quickly and easily for any house, listed or sold, anywhere in town.

Just ask us! It’s all part of our free, no-obligation
HomeFinder Service.

Leave the address on our voicemail, anytime, 24 hours a day and we will fax, mail or email all the information on that listing within 24 hours.

Do your emails get the attention – and rapid response – they deserve? Here’s how to make sure people read and answer your messages while they’re still fresh:

Grab them with your subject: The subject line should read like a compelling newspaper headline. Another technique is to use the subject line to tell people what you want up front: “Please come to the 3pm meeting,” for example, or “Do you have the Jones file?”

Limit yourself to one subject per message. Don’t overload readers with questions and data. Single-topic emails are easier to answer than lengthy essays or questionnaires.

Ask for action. Tell the reader what you need him or her to do: present a report at the 3 o’clock meeting, or bring the Jones file to your office. Specify whether you want a response to your email. If it’s not necessary, close with a simple NRN (No Reply Necessary).

Be consistent. Tracking emails is easier when you keep the same subject line.

Doggie Holiday Dos and Don’ts

Don’t let your holiday feast become a holiday hazard for your dog. Control the situation with these guidelines:

Never give a dog a cooked bone, especially poultry bones. These can splinter and harm your pet’s throat or even cause internal injuries.

Don’t serve your dog leftovers. What’s good to us may seem tasty to a dog, but beware: Many foods are difficult for dogs to digest; some are toxic and can even be fatal. On the “Do Not Serve” list: fat, grapes, tomatoes, garlic, onions, raisins, and salt.

November
Quiz Question

In our solar system what are the names of the largest planet’s four largest moons?

Everyone who faxes, emails or calls in the correct answer by the last day of this month will be entered into a drawing for 2 hours of labor from:

Odd Job Handyman Service

Steve Miller Ph: 619-729-7542

No dessert, please. Sugar and fat can lead to weight and dental problems, as well as diabetes. And chocolate can be lethal, especially to small dogs.

Don’t decorate with items that may be hazardous to your dog. Be aware that small ornaments can cause choking. If you plan to burn candles, make sure your dog can’t knock them over.

What a Gift!

Daylight Saving Time ends November 1, which means we’ll “fall back” and regain the hour we lost when Daylight Saving Time began back in March.

A whole hour – what a gift! What will you do with it?

Stop Before You Shop

Before you head out to that next sale, stop and ask yourself if you really need to go. Why? Because many “sales” aren’t really sales at all, and you’ll end up spending money that you wouldn’t have if you just hadn’t gone.

Think about things you’ve purchased on sale. We’ve all done it – bought things we didn’t need and really didn’t want, but we just couldn’t pass up that bargain.

FREE! Home Seller’s Marketing Kit

If you’re thinking of selling now or in the future, get your free Home Seller’s Marketing Kit. This special kit has helped hundreds of sellers save tens of thousands of dollars and countless headaches (and lawsuits!). The kit contains

Blank purchase contracts
Sample purchase contracts
Title insurance request forms
Termite inspection forms
Sources for signs

If you do find yourself at a sale, try to keep yourself from overspending by stopping and asking yourself, “Do I really need this? or “Do I really want this?” You might also ask yourself if what you’re about to drag home will end up being something that sits in the back of your closet until you drag it back out for a yard sale. If so, keep your wallet closed. Don’t add clutter, work, and guilt from bad purchases.

You have to be careful when you go grocery shopping as well. First, avoid grocery shopping when you’re hungry! Second, always shop with a list, try to resist all that temptation sitting on the shelves, and buy only what you really need. Finally, don’t fall prey to using coupons that are for things you’d never buy otherwise. It will just pump up your expenses unnecessarily.

Team Gregory’s HOME NEWS

Free Information Request Form

Please complete the box below and place check marks next to the free reports and information you’d like to receive.

Fax this form to 619-825-8909 or mail it to:

Team Gregory 5680 Lake Murray Blvd. Suite C La Mesa Ca. 91942 or just call us at619-825-8900!

www.TeamGregory.com email: Linda@TeamGregory.com

Name: Phone:

Address: Email:

City: __________________State/Province: _____________ Zip/Postal: _____________ Fax:

Please send me the requested free information selected below via (__) Mail (__) Fax (__) Email.

Free Reports

(__) Protect Your Home from Burglars

(__) Five Deadly Mistakes Home Sellers Make

(__) Making the Move Easy On the Kids

(__) How Sellers Price Their Homes

(__) How to Stop Wasting Money on Rent

(__) How to Sell Your House For the Most Money In the Shortest Possible Time

(__) The 10 Dumbest Mistakes Smart People Make When Buying or Selling a Home

Free Information

(__) Send me information about your free, no-obligation HomeFinder/HomeLoanFinder service.

(__) Send me the special computer report showing the features and sale prices of up to 15 of the most recent home sales near the following address:
___________________________________________, City: ______________________________ or in

the ____________________________________________ area.

(__) Please let me know the listing price and features of the home at the following address:
_____________________________________________________________________.

(__) Please let me know the selling price of the home at the following address: _____________________________________________________________________.

(__) Please call me to arrange a free, no-obligation market valuation on my house.

Do you have a family member or friend who would enjoy a free subscription to Team Gregory’s Home News? Just provide us with their contact information, and we will add them to our mailing list.

Name:

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City: ___________________________State _________________ Zip/Postal:

On Blessings

What if you gave someone a gift, and they neglected to thank you for it – would you be likely to give them another? Life is the same way. In order to attract more of the blessings that life has to offer, you must truly appreciate what you already have.

– Ralph Marston

Where’s Your Honey?

Honey experts say that the pantry – not the refrigerator – is the best place to store honey, particularly raw varieties. All honey eventually crystallizes, forming a semi-solid, grainy block, but cold temperatures accelerate that process. If your honey has crystallized, this doesn’t mean it’s spoiled or unsafe to eat. To re-liquefy it, put the jar in a pan with hot water and heat it on the lowest setting on your stove. Or microwave the honey in a microwave-safe container, stirring every 30 seconds until the honey has dissolved back to a liquid state.

Copyright 2009 Team Gregory Inc.. This information is solely advisory, and should not be substituted for medical, legal, financial or tax advice. Any and all decisions and actions must be done through the advice and counsel of a qualified physician, attorney, financial advisor and/or CPA. We cannot be held responsible for actions you may take without proper medical, financial, legal or tax advice.

Filed Under: Newsletter, TeamGregory's and Avalar San Diego Newsletter