What Could be Eating Your San Diego Home?

 A home may appear structurally sound and still be falling apart. That’s because termites – wood-boring insects of just one-quarter inch length – attack wood from the inside out, causing serious damage that can go undetected for years. Most homeowners do not know the evidence that termites are actually eating away the structure of your home.

Homeowners in every state except Alaska are at risk of termite infestation. In fact, each year homeowners pay in excess of $2.5 billion to repair termite damage and control the insects – costs that are generally not covered by homeowners’ insurance. Termites are so damaging because they attack the wood closest to the soil where the home’s load-bearing components are located. If a termite infestation goes on for too long, the loss of structural support can lead to additional deterioration including sagging walls and door frames. Some primal termite knocked on wood. And tasted it and found it good! And that is why your Cousin May Fell through the parlor floor today. – “The Termite,” a poem by Ogden Nash In some cases, there are visible indications of termite infestation that can serve as warning signs when you are looking at a prospective home to buy. They include: •Swarms of winged insects inside or around the home. •Live termites located in the wood elements. •Dead termites or their wings around windows, doors, heating vents, bathtubs and sinks. •Hollow sounding wood in the home’s walls. •Bulging walls caused by aboveground nests of certain termites. •Sawdust-like powder near the doors, windows, garage. •Very small holes in the wood inside or outside the house. •Paint that appears to be buckling on wood surfaces. •Small mud tubes on the inside or outside walls. However, despite these signs and because of the stealth nature of termites, having a professional inspection by a licensed structural pest control inspector is the only way to know for certain if a termite problem exists. In fact, many lenders require a termite inspection before a home sale is finalized. Inspectors will likely test for termites, as well as other wood-destroying organisms including carpenter ants, carpenter bees and powder post beetles. Purchasing a home is a large financial investment so don’t take a chance on an inspector who may not be thorough. Ask friends or real estate professionals not connected to the sale for a referral. You can also contact the American Society of Home Inspectors (http://www.ashi.com/) for a local referral. Make sure that the inspector has current liability coverage, including errors and omissions or malpractice coverage to cover any negligence. Check the inspector’s license and any outstanding complaints through your state licensing agencies or state consumer protection agency. Get a written copy of the finished report.

The standard real estate contract is contingent upon inspections and in most cases the Seller(Non REO/Bank Owned property)will pay to have any work done and to have the Termite Company issue a clearance.  This inspection and work required is part of the negotiations that take place before an offer is accepted by all parties.  The REO/ Bank owned properties may supply an inspection report but in most case they will not do the repair work to get the clearance.  San Diego County has dry wood and subterranean termites that can severly damage your real estate and cost you alot of money.